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If you are a small or medium size technology businses owner, one of the best investments you can make is to get an insurance plan to coverage mistakes that a customer might claim. Our online quoting service will allow you to receive multiple quotes from insurance agencies that specialize in technology. Get insurance to protect yourself from costly lawsuits.
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Policy Coverage for Technology Companies

Technology is continually changing and, in the scheme of things, is still a relatively new phenomenon. Since our society is so dependent upon technology, however, there is a great demand for those that know how to install it, how to operate it, and how to change it to fit certain needs. As such, you may have decided to join this growing field by starting your own internet tech business.


At the same time, offering services in this field is potentially volatile. There is always the chance that you will fall short of your client’s expectations and, before you know it, you can find yourself facing a lawsuit. Therefore, it is essential that you have professional liability insurance in place in order to keep yourself protected.


When you have this special type of insurance in place, which is also commonly referred to as errors and omissions, you will be protected claims of financial loss resulting from incidents such as:


  • Programming errors
  • Software failure
  • Failure to remain on schedule
  • Failure to provide the service that was agreed upon


Even if you do not directly provide the technical services but outsource to companies that do, you might want to consider obtaining E & O insurance that will cover you for technical issues. For example, if you are a corporate director, architect, CA, or anyone else that might outsource your ecommerce or internet technology-related work, you could be found liable if a problem should arise. By having coverage in place, you are protected from your errors as well as the errors of those you employ to perform services for you.


When shopping for the best coverage for your needs, you will need to keep in mind that there are several factors that will impact the cost of your plan. For example, certain professions will result in a higher cost and, if you have a history of losses, you premiums will also go up. The amount of experience you have in the field will also play a role in the cost of your premiums.


The terms you select for your policy will also increase or decrease the premiums you will have to pay. For example, a larger deductible will result in lower premiums because the deductible is the amount that you have to pay out of your pocket before your insurance will provide you with benefits. Similarly, the lower the amount of coverage you purchase, the cheaper your premiums will be. This is because the company does not have to worry about potentially paying out much larger amounts of money.


If you are interested in finding out more about the types of policies that are available to you and the insurance companies that specialize in providing technology coverage, take a moment to complete our online form. Our online form is fast and simple to complete and, using the information you have provided, we will be able to easily match you up with the companies that provide the type of coverage you seek.


Once we have matched you up with the right companies, we will send your information to them so then can come up with a quote that is based on your specific needs. They will then contact you with their best insurance quotes. In this way, you don’t have to call around to find the best insurance deals – they will actually come to you!